Need help? Call our New Zealand-based team on 0800 367 468

Q C​ard & Q Mastercard

We have an interest free options on one-way and return travel purchases with Q Card & Q MasterCard;


Q Card

  • 12 Months No Payments and No Interest* on your purchase;
  • No interest & no payments for 12 Months
  • No minimum spend
  • Offer valid until further notice
  • A Mix & Match fee of 2.5% applies
  • Lending criteria, $50 Annual account fee, terms and conditions apply - see below
  • $55 Establishment Fee or $35 Advance Fee applies to subsequent LTF transactions. terms and conditions apply - see below



Q Card Terms & Conditions
*Mix & Match fee of 2.5% applies to Q Card payments. No payments and no interest for 12 months ("Payment Holiday”) is available on Q Eftpos plans. Annual Account Fee of $50 applies. Standard Interest Rate, currently 28.95% p.a. applies to any outstanding balance at end of Payment Holiday. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Q Card lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer only available to existing Q Cardholders.


Q MasterCard

  • 12 Months No Payments and No Interest^ on your purchase;
  • No interest & no payments for 12 Months
  • $500 minimum spend
  • Offer valid until further notice
  • A Mix & Match fee of 2.5% applies
  • Lending criteria, $50 Annual account fee, terms and conditions apply - see below
  • $55 Establishment Fee or $35 Advance Fee applies to subsequent LTF transactions. terms and conditions apply - see below



Click Here to Apply Now!


Q MasterCard Terms & Conditions
^Mix & Match fee of 2.5% applies to Q Card payments. No payments and no interest for 12 months ("Payment Holiday”) is available on Q Eftpos plans. Annual Account Fee of $50 applies. Minimum spend $500. Standard Interest Rate, currently 28.95% p.a. applies to any outstanding balance at end of Payment Holiday. $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. Q MasterCard lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change. Offer only available to existing Q Cardholders.

Updated 19 August 2024

Don't forget to Login/Register to enter competitions